We are now able to offer a Layaway program for our online customers. We've been doing layaway services for our local customers for a short time now and feel that there is both benefit and need from our customers for such a program. We basically offer the same type of program that you would find at your local retail store in that we would require a down payment of 20% and regular payments for 60, 90 or 120 days - depending on the amount of the purchase. Refer to the table below to get an idea of what your down payment, payment frequency and payment term would be.
If a layaway purchase would suit your needs, please contact us by phone or e-mail for more information or to get one started.
| Total Purchase Price |
Down Payment |
Payment Frequency |
Payment Term |
| 500-900 |
20% |
bi-weekly (4) |
2 months |
| 901-1,400 |
bi-weekly (6) |
3 months |
| 1,401-2,000 |
bi-weekly (9) |
4 months |
If you are considering a larger purchase for spring or early summer, winter is the time of the year to be considering a layaway purchase.
Our layaway terms and conditions are as follows:
There is a 2% administration fee plus down payment of 20% of the total purchase price to begin your layaway purchase.
A calculated payment is due per the scheduled payment cycle of bi-weekly installments and by dividing the number of installments into the balance due after the deposit has been made. You will provided the installment dates and we will not provide any notification during the layaway payment period.
All layaway purchases must be paid in full by the end of the payment term. There is no early pay off penalty.
You may cancel your layaway purchase plan at any time but there will be a $100 cancellation fee assessed. You will be refunded all monies paid to us at that date less the cancellation fee.
If payments are not made in a timely manner according to schedule, or if the full purchase price is not paid by the agreed upon due date, and we haven't recieved an externsion request from you, then we will cancel your layaway purchase and return your money less a $100 cancellation fee - so be very sure you want to utilize this program.
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